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Open Banking represents a technological revolution as Banks open up their API platforms similar to how airlines open up their API platforms to travel sites and travel agencies.

This API access is set to revolutionize how Australians compare and apply for loans with speed and new product features set to drive the finance sector.

Fintech innovation is set to emerge in the sector. Emmett Grace has partnered with Platform Media LLC, a startup designing innovative applications to link consumers directly with financial products tailored for the consumer's specific needs.

Other Fintech companies are viewing Open Banking as an opportunity to enhance credit assessment protocols through automation and logarithmic evaluation.

Whilst the technology is emerging, it is worth watching this space as access to credit has and remains the single largest driver for economic growth.

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